If you are an HDFC credit card holder, there are various ways to make your credit card bill payment. You can choose the best method for you based on your requirements and
convenience.
One of the most convenient ways to pay your credit card bill is online. This method can be done through your bank’s net banking portal using your unique net banking ID and password.
1. 1% cashback
Paying your credit card bills on time is very important for maintaining a good credit score. Not doing so can result in a significant drop in your credit score, which could make it harder for you to qualify for loans or mortgages in the future.
If you have a HDFC bank credit card, you can pay your bill through online or mobile banking. You can also choose to make the payment through your savings or current account.
Another option is to use your HDFC debit card to pay your credit card bills using a third-party application. These apps offer 1% cashback on wallet reloads.
You can also pay your HDFC credit card bills in person at an HDFC bank branch. However, the bank will charge you a minimal processing fee of Rs100 for this service.
2. 2% cashback
If you have a HDFC credit card, you can pay your bill online in a few easy steps. Just download the HDFC bank app from Google PlayStore or Apple App Store and login using your credentials. Select 'Credit Card Payment' and enter your HDFC credit card number, the amount to be paid and your HDFC bank account number.
The amount will be instantly deducted from your HDFC Bank Savings/Current account and credited to your HDFC credit card account. This bill payment method is available round-the-clock.
You can also pay your credit card bill in cash at the nearest HDFC Bank branch. This method is available at all branches, however, you will have to pay a processing fee of 100 Rs per transaction.
3. 3% cashback
HDFC bank has a wide range of offers that you can benefit from with their credit card. Some of these offers include discounts, cashback, and reward points when you use their cards while shopping online.
You can also make HDFC credit card payments by visiting your nearest HDFC bank branch. The bank charges a minimal processing fee of Rs100 for this service.
Another option is to pay your credit card bill by cheque. You need to draw the cheque in favor of the card account, along with your 16-digit credit card number. You can then drop the cheque at any ATM near you.
You can also make HDFC credit card bill payment online through the HDFC mobile banking app. Log in to your account and click on 'Bill Payment'. Select the HDFC credit card and choose from the list of accounts to make your payment. You can pay the total amount due or the minimum amount due for a particular statement.
4. 5% cashback
HDFC Bank offers a variety of credit cards to cater to different segments. These include rewards, cashback, shopping and travel credit cards.
If you’re an HDFC bank customer, you can make your credit card bill payment online through the bank’s net banking portal. The process is quite similar to making a payment through NEFT.
In addition, you can also pay your bills by using the CRED app. The app not only allows you to manage your credit card account and payments but also lets you earn rewards and cashback.
Another way to get 5% cashback is by registering for the SmartPay (automatic payment) option on your credit or debit card. It will help you save time and money while ensuring your bills are paid on time.
